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MAR
25

Renter’s Insurance: Worth it or Not?

In one of the forums I participate in, I came across a question regarding renters insurance and whether it’s worth the extra cost. There were many answers supporting each side of the question. Some commented that it wasn’t worth the extra expense because, really, how often do you get burglarized, flooded or have your apartment catch on fire. Others noted that the benefits of having it outweighed the expense-even if you don’t ever have to use it. So let me interject some of my opinions….

I personally feel safer having renters insurance. The peace of mind alone is worth the annual cost of $140. With that being said, I’m about 80% sure I’m never going to need it. However, hearing the stories on the news about fires that have engulfed an entire apartment building reassures me that I made the right choice. Whether I actually use it or not, I know that I am covered and that gives me peace of mind. Also, as one forum participant commented “it’s not just the insurance on your stuff, but also covering you for liability”. This is important! If someone gets injured in your home, having renters insurance will protect you!

So what is your opinion? I’ve stated mine and clearly I am advocating that everyone should have renters insurance. So if you happen to be in the market for renters insurance, check out our website!

Posted: March 25th, 2008

FEB
15

How to Pamper Yourself

Life is full of stress and headaches, especially from the world-wind excitement of buying Valentine’s Day gifts. So in honor of you, we want to post some tips to help you relax and focus on yourself for a change!!

Something that always helps me to relax is taking a bath. I love just sitting in a hot water with my eyes closed. It’s very relaxing. I feel like my mind can just take a break from all the things I worry about & for a moment, I soak up the steam and calm all my nerves.

Whatever way you take a bath will work. If you prefer some salts or turning off the lights and only using candles. Maybe you like hearing some soft music in the background? Whatever you prefer is what you should do. And no matter what other tasks you ‘could be’ doing or whoever may be knocking at your door, take as much time as you need! This is ‘me’ time!!

After your bath don’t rush to get dressed. While in your bath robe or towel sit and put some lotion on your legs and arms. Apply a good layer and just enjoy the feeling of being rejuvenated. This would also be a perfect time to do a mud mask for your face if you’d like! This is still apart of your ‘me’ time so don’t try and multi-task. You’re worth the extra time you’re putting into yourself. Otherwise, you’ll rush into doing something else and never really give yourself the amount of time it needs to unwind.

So once you’ve applied the lotion or any other type of beauty product, you can get dressed. My recommendation is to dress in comfortable clothes. If you don’t have a pair of silky pajamas, I urge you buy a pair. They feel beautiful on your skin. Other fabrics that would feel wonderful would be cotton, micro-fiber, a chenille blanket, etc.

And finally, the end to a wonderful pampering session is to actually do an activity you want to do. Maybe you want to have a cup of tea, hot chocolate, or coffee, sit and read a book. Or maybe you want to catch up on your favorite soap or do your nails. Whatever activity you enjoy (doesn’t necessarily have to be alone-although that’s usually when you take care of your needs versus someone else’s) do it! After unwinding, taking some time to do something you want to do will really make the ‘me’ time really worth it!!

It’s been a really long time since I’ve taken the time to do this, so I think I’m due for one!! I wish all of you the best pampering session as well! 

Posted: February 15th, 2008